Medicare Basics for Caregivers

Frequently Asked Questions

17. What are some health care costs NOT covered by Medicare?

Medicare doesn't cover everything. For example, Medicare doesn't cover cosmetic surgery, health care you get while traveling outside of the United States (except in limited cases), hearing aids, most hearing exams, most eyeglasses, most dental care and dentures, and more. It also does not cover long-term care (except for skilled nursing care services that are needed daily on a short-term basis after a 3-day qualifying hospital stay). Some of these services may be covered by a Medicare Advantage Plan, such as an HMO (health maintenance organization) or PPO (preferred provider organization). A Medicare supplement can help with expenses not fully paid by Medicare.