Medicare Basics for Caregivers

Frequently Asked Questions

5. What is Medicare Part D and what does it cover? - cont'd

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Medicare drug plans are run by insurance companies and other private companies approved by Medicare. A person who joins Original Medicare and who wants prescription drug coverage will need to choose and sign up for a Medicare Prescription Drug plan (PDP). A person who joins one of the Medicare Advantage Plans will automatically receive prescription drug coverage through that plan if it's offered, usually for an extra cost. (Answer continues on next page.)