Medicare and Caregivers

Frequently Asked Questions

11. What do I need to know about the Medicare coverage of a person I am caring for?

If the person has Medicare, find out which parts: Medicare Part A (hospital insurance), Part B (medical insurance), and/or Part D (prescription drug coverage). Also, find out whether the person is in Original Medicare, in a Medicare Advantage Plan (like an HMO or PPO), or in any other type of Medicare health plan. This information is on a person's Medicare card.

If the Medicare card for the person you care for is not available for you to look at, you can either call Medicare together, or the person can complete an authorization form to allow you to get Medicare information released to you. To get an authorization form, call Medicare at 1-800-Medicare (1-800-633-4227). (TTY users should call 1-877-486-2048.) If the person does not currently have Medicare, find out when he or she will be eligible to enroll.

It is also important to find out if the person has other health coverage in addition to Medicare, such as a health plan with a former employer, Medicaid, or other insurance that can help pay for health care needs. If the person is enrolled in Original Medicare, also find out if he or she has a Medigap (Medicare Supplement Insurance) policy.