Medicare Prescription Drug Coverage

Frequently Asked Questions

2. What is Medicare Part A and what does it cover?

Medicare Part A is hospital insurance that helps cover inpatient care in hospitals. Part A also helps cover skilled nursing facility care for a limited period of time, hospice care, and home health care, if you meet certain conditions. Most people don't have to pay a monthly fee, or premium, for Medicare Part A when they turn age 65 because they or a spouse paid Medicare taxes while they were working.

If a person is hospitalized, Medicare helps pay for the following services.

  • Care - general nursing
  • Room - semiprivate room
  • Hospital services - meals, most services and supplies

If a person is hospitalized, Medicare does NOT pay for the following services.

  • Care - private-duty nursing
  • Room - private room (unless medically necessary)
  • Hospital services - television and telephone

For important information about Part A or B, visit http://www.medicare.gov and click on “Get started with Medicare” tab.