Medicare and Caregivers

Frequently Asked Questions

5. What is Medicare Part D and what does it cover?

Medicare Part D helps pay for medications that a doctor may prescribe. This coverage may help lower prescription drug costs.

Medicare drug plans are run by insurance companies and other private companies approved by Medicare. A person who joins Original Medicare and who wants prescription drug coverage will need to choose and sign up for a Medicare Prescription Drug plan (PDP). A person who joins one of the Medicare Advantage Plans will automatically receive prescription drug coverage through that plan if it's offered, usually for an extra cost.

(Watch the video for important information about avoiding Medicare Part D late enrollment penalties. To enlarge the video, click the brackets in the lower right-hand corner. To reduce the video, press the Escape (Esc) button on your keyboard.)

For more information about Medicare Part D, visit and click on “Drug Coverage” (Part D). You may also call 1-800-Medicare (1-800-633-4227). TTY users should call 1-877-486-2048.